By Transit Agencies
Question: We operate in a small town with minimal tourist or business traffic. Despite this, our City Council, along with councils from similar towns, is advocating for the implementation of an open-loopOpen-loop card is a payment card that can be accepted in many places, such as Visa card, Mastercard card, etc. Open-loop ticketing system allows fare payments with open-loop cards. More system over a more cost-effective closed-loopClosed-loop ticketing systems use their specific cards incompatible with other transit systems. More system. Why might this be the case?
Answer: While it’s true that a closed-loopClosed-loop ticketing systems use their specific cards incompatible with other transit systems. More system could adequately handle most of your ticketing requirements, it’s important to consider the preferences of your patrons. Many people prefer not to carry an additional card, such as a transit closed-loopClosed-loop ticketing systems use their specific cards incompatible with other transit systems. More card. Furthermore, your patrons and City Council members are not always confined to your town. When they travel to other cities and are able to use their credit cards for public transit instead of purchasing local transit cards, they appreciate the convenience. They desire the same level of convenience in their own city, hence the push for an open-loopOpen-loop card is a payment card that can be accepted in many places, such as Visa card, Mastercard card, etc. Open-loop ticketing system allows fare payments with open-loop cards. More system.
You also need to consider the tourism factor in your city. Do you have many tourists? How important is it for them to use your transit system? Would open-loopOpen-loop card is a payment card that can be accepted in many places, such as Visa card, Mastercard card, etc. Open-loop ticketing system allows fare payments with open-loop cards. More ticketing make your city more attractive to tourists?
Question: What does our TAA transit operator or an agency representing several transit operators. The TA acts as a merchant from the UniTiAg’s standpoint. More need to do to use UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More in addition to or instead of the classic open-loopOpen-loop card is a payment card that can be accepted in many places, such as Visa card, Mastercard card, etc. Open-loop ticketing system allows fare payments with open-loop cards. More system?
Answer: At a minimum, ask your ticketing system vendor to implement UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More. For you, it will simply be a different way of card acquiring. You will also need to establish relationships with an online marketplace, as your agency becomes an online seller of its services.
At a maximum, you can reduce or eliminate your closed-loopClosed-loop ticketing systems use their specific cards incompatible with other transit systems. More system component.
Question: Assuming we have already started an open-loopOpen-loop card is a payment card that can be accepted in many places, such as Visa card, Mastercard card, etc. Open-loop ticketing system allows fare payments with open-loop cards. More project, how will migration to UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More affect our contractual obligations with our ABTAccount-Based Ticketing is a public transit ticketing system model using patron accounts as a source of data for determining fares and validating access to services. More system vendor and acquiring processor?
Answer: If your agreement with the vendor specifies WHAT services you receive, rather than HOW they are provided, it should not affect your agreement with the vendor. The vendor may charge you additionally for their software upgrade or absorb it in the fees you already pay, as the UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More method will generally cost less to the vendor.
As for the acquirer, if you use UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More instead of the classic open-loopOpen-loop card is a payment card that can be accepted in many places, such as Visa card, Mastercard card, etc. Open-loop ticketing system allows fare payments with open-loop cards. More, you do not need an acquirer. It becomes the responsibility of the TSMPAn online marketplace comprising two categories of customers: (A) online shoppers—e-wallet holders with cards or cash, and service receivers; (B) online merchants, sellers, and service providers. Examples include Amazon, Walmart, Uber, and many others. More. In many cases, the TSMPAn online marketplace comprising two categories of customers: (A) online shoppers—e-wallet holders with cards or cash, and service receivers; (B) online merchants, sellers, and service providers. Examples include Amazon, Walmart, Uber, and many others. More may route your fare-related transactions to the same acquirer, so you do not need to terminate the acquiring agreement; simply amend it for CNPCard-not-present transaction means that the card is not physically engaged with a point of sale device during the transaction. Used in e-commerce. More acquiring.
Question: Is it accurate to say that closed-loopClosed-loop ticketing systems use their specific cards incompatible with other transit systems. More ticketing is less expensive than open-loopOpen-loop card is a payment card that can be accepted in many places, such as Visa card, Mastercard card, etc. Open-loop ticketing system allows fare payments with open-loop cards. More ticketing?
Answer: While it’s generally true that closed-loopClosed-loop ticketing systems use their specific cards incompatible with other transit systems. More ticketing systems are less expensive than traditional open-loopOpen-loop card is a payment card that can be accepted in many places, such as Visa card, Mastercard card, etc. Open-loop ticketing system allows fare payments with open-loop cards. More systems, this isn’t the case when your ticketing system vendor opts for UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More. With UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More, open-loopOpen-loop card is a payment card that can be accepted in many places, such as Visa card, Mastercard card, etc. Open-loop ticketing system allows fare payments with open-loop cards. More systems can actually be more cost-effective than closed-loopClosed-loop ticketing systems use their specific cards incompatible with other transit systems. More ones. Here’s why:
- The cost for cards acquiring via UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More is lower than that of a traditional open-loopOpen-loop card is a payment card that can be accepted in many places, such as Visa card, Mastercard card, etc. Open-loop ticketing system allows fare payments with open-loop cards. More system, and is roughly equivalent to what you would pay for a closed-loopClosed-loop ticketing systems use their specific cards incompatible with other transit systems. More system.
- You can establish your concession and unbanked patrons’ cards using the same contactless EMVA protocol used by payments smart cards and points of sales for execution of payments transactions. technology. This eliminates the need to issue separate closed-loopClosed-loop ticketing systems use their specific cards incompatible with other transit systems. More cards, install a second reader in your validatorsValidator is a device with contactless card reader, registering card taps and validating access to the transit services. It is not a point of sale in UniTiAg model. More, or maintain two sets of software. For example, you may issue white-label contactless cards for specific groups, such as local college students who are eligible for free rides.
Watch our introduction vide0 to understand this better.
Question: How does UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More manage to secure more affordable merchant services?
Question: Why does UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More adoption requires lower capital expenditures?
Answer: Lower capital expenditures on the UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More adoption are attributed to the following factors.
- The exclusion of point-of-sales functionality from your validation software.
- The potential to minimize, if not completely eliminate, your PCI DSSPayment Card Industry Data Security Standards. scope.
- The exclusion of complex payment scheme rules for aggregating transit transactions in card-present acquiring. This provides you with greater flexibility when implementing discount and concession policies.
In essence, there’s no need for you to concern yourself with the regulations of Visa, Mastercard, AmEx, and other payments schemes for card-present Point-of-Sales transactions. UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More handles these aspects through card-not-presentCard-not-present transaction means that the card is not physically engaged with a point of sale device during the transaction. Used in e-commerce. More transactions processed by TSMPsAn online marketplace comprising two categories of customers: (A) online shoppers—e-wallet holders with cards or cash, and service receivers; (B) online merchants, sellers, and service providers. Examples include Amazon, Walmart, Uber, and many others. More which directly deal with your patrons for that purposes.
This is explained in our introductory video Understanding Universal ticketing Agent.
Question: Transit patrons often find it cumbersome to top-up accounts before they ride, a friction that can lead to low adoption rates. How does UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More mitigates this friction?
Question: Visitors to the area where our TAA transit operator or an agency representing several transit operators. The TA acts as a merchant from the UniTiAg’s standpoint. More operates cannot tap their cards without first knowing and signing up for a TSMPAn online marketplace comprising two categories of customers: (A) online shoppers—e-wallet holders with cards or cash, and service receivers; (B) online merchants, sellers, and service providers. Examples include Amazon, Walmart, Uber, and many others. More. A big advantage of the classic open-loopOpen-loop card is a payment card that can be accepted in many places, such as Visa card, Mastercard card, etc. Open-loop ticketing system allows fare payments with open-loop cards. More scheme is the “tap and go” convenience—no TSMPAn online marketplace comprising two categories of customers: (A) online shoppers—e-wallet holders with cards or cash, and service receivers; (B) online merchants, sellers, and service providers. Examples include Amazon, Walmart, Uber, and many others. More sign-up required.
Answer: This is correct, to the extent of TSMPAn online marketplace comprising two categories of customers: (A) online shoppers—e-wallet holders with cards or cash, and service receivers; (B) online merchants, sellers, and service providers. Examples include Amazon, Walmart, Uber, and many others. More ubiquity. However, if UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More partners with major TSMPAn online marketplace comprising two categories of customers: (A) online shoppers—e-wallet holders with cards or cash, and service receivers; (B) online merchants, sellers, and service providers. Examples include Amazon, Walmart, Uber, and many others. More players like PayPal (PayPal Everywhere), Uber, and X (X Everything), this issue becomes less relevant. That said, the classic open-loopOpen-loop card is a payment card that can be accepted in many places, such as Visa card, Mastercard card, etc. Open-loop ticketing system allows fare payments with open-loop cards. More scheme, being less cost-efficient and slower, can still be implemented by your TAA transit operator or an agency representing several transit operators. The TA acts as a merchant from the UniTiAg’s standpoint. More if it operates in major tourist hubs, in parallel with UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More. Large TAsA transit operator or an agency representing several transit operators. The TA acts as a merchant from the UniTiAg’s standpoint. More operating in tourist hubs are often well-funded enough to absorb the costs of PCI DSSPayment Card Industry Data Security Standards./EMV Level 3 implementation. Even in this case, the TAA transit operator or an agency representing several transit operators. The TA acts as a merchant from the UniTiAg’s standpoint. More does not always need to route each tap to the classic open-loopOpen-loop card is a payment card that can be accepted in many places, such as Visa card, Mastercard card, etc. Open-loop ticketing system allows fare payments with open-loop cards. More scheme and can utilize the UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More scheme wherever possible to save on COFCCost of Fare Collection, typically expressed as a percentage of the fare revenue. More.
While TAsA transit operator or an agency representing several transit operators. The TA acts as a merchant from the UniTiAg’s standpoint. More in major tourist hubs can use UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More alongside classic open-loopOpen-loop card is a payment card that can be accepted in many places, such as Visa card, Mastercard card, etc. Open-loop ticketing system allows fare payments with open-loop cards. More, the latter is not affordable for small and mid-sized TAsA transit operator or an agency representing several transit operators. The TA acts as a merchant from the UniTiAg’s standpoint. More. This is why you still don’t see successful projects of classic open-loopOpen-loop card is a payment card that can be accepted in many places, such as Visa card, Mastercard card, etc. Open-loop ticketing system allows fare payments with open-loop cards. More implementations for small and mid-sized TAsA transit operator or an agency representing several transit operators. The TA acts as a merchant from the UniTiAg’s standpoint. More.
This is explained in our introductory video Understanding Universal ticketing Agent.
Question: What factors contribute to the higher adoption rate of debit cards with UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More?
Question: Is it necessary to maintain closed-loopClosed-loop ticketing systems use their specific cards incompatible with other transit systems. More cards for unbanked, concession, and low-income patrons when transitioning to UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More?
Answer: The answer is both yes and no. UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More allows you to implement a closed-loopClosed-loop ticketing systems use their specific cards incompatible with other transit systems. More system using white-label contactless EMVA protocol used by payments smart cards and points of sales for execution of payments transactions. cards. These cards are essentially closed-loopClosed-loop ticketing systems use their specific cards incompatible with other transit systems. More, meaning they are not accepted outside your area of operations. However, they utilize the same technology as open-loopOpen-loop card is a payment card that can be accepted in many places, such as Visa card, Mastercard card, etc. Open-loop ticketing system allows fare payments with open-loop cards. More systems. This means you’re not juggling two different technologies simultaneously. For example, you only need one card reader at the validatorValidator is a device with contactless card reader, registering card taps and validating access to the transit services. It is not a point of sale in UniTiAg model. More for all cards, and one set of validation software. Furthermore, some of your concession and inclusion programs can be implemented on regular prepaid contactless EMVA protocol used by payments smart cards and points of sales for execution of payments transactions. cards. This approach provides a seamless transition for your patrons while maintaining the benefits of both systems. This is explained in our introductory video Understanding Universal ticketing Agent.
Question: How can parents equip their children with open-loopOpen-loop card is a payment card that can be accepted in many places, such as Visa card, Mastercard card, etc. Open-loop ticketing system allows fare payments with open-loop cards. More cards?
Question: How does the UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More scheme affects the user experience? Will the rider see their taps in our ticketing system web interface and mobile app, as the tap does not constitute a payment transaction anymore?
Answer: UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More is not a replacement for your existing ABTAccount-Based Ticketing is a public transit ticketing system model using patron accounts as a source of data for determining fares and validating access to services. More (AFCAutomated Fare Collection. AFC systems can be open-loop or closed-loop. Sometimes, ‘AFC system’ also means ‘account-based fare collection system’ More) ticketing system. It provides your existing ticketing system with an additional way to charge patrons for rides. UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More taps will be shown in your regular ABTAccount-Based Ticketing is a public transit ticketing system model using patron accounts as a source of data for determining fares and validating access to services. More (AFCAutomated Fare Collection. AFC systems can be open-loop or closed-loop. Sometimes, ‘AFC system’ also means ‘account-based fare collection system’ More) reports. Additionally, the TSMPAn online marketplace comprising two categories of customers: (A) online shoppers—e-wallet holders with cards or cash, and service receivers; (B) online merchants, sellers, and service providers. Examples include Amazon, Walmart, Uber, and many others. More provides OTRBOpen-to-Ride Balance is an e-wallet monetary value for ticketing purposes, associated with a contactless token, shared between Transit Agencies. It can be pre-authorized, prepaid, postpaid, or a combination of thereof. More billing reports to its users—the riders. The TSMPAn online marketplace comprising two categories of customers: (A) online shoppers—e-wallet holders with cards or cash, and service receivers; (B) online merchants, sellers, and service providers. Examples include Amazon, Walmart, Uber, and many others. More uses these reports to charge its users.
With UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More, the user experience is even better than with the classic open-loopOpen-loop card is a payment card that can be accepted in many places, such as Visa card, Mastercard card, etc. Open-loop ticketing system allows fare payments with open-loop cards. More scheme. Imagine the rider’s monthly credit card statement, where dozens of transit fares are mixed with other purchases without showing transit-specific details.
In essence, UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More does not affect fare reports generated by your ticketing system vendor. At the same time, UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More enhances the rider’s user experience at the TSMPAn online marketplace comprising two categories of customers: (A) online shoppers—e-wallet holders with cards or cash, and service receivers; (B) online merchants, sellers, and service providers. Examples include Amazon, Walmart, Uber, and many others. More level by separating the OTRBOpen-to-Ride Balance is an e-wallet monetary value for ticketing purposes, associated with a contactless token, shared between Transit Agencies. It can be pre-authorized, prepaid, postpaid, or a combination of thereof. More billing reports from the card statements. Moreover, the rider will be able to cross-reference the items in the OTRBOpen-to-Ride Balance is an e-wallet monetary value for ticketing purposes, associated with a contactless token, shared between Transit Agencies. It can be pre-authorized, prepaid, postpaid, or a combination of thereof. More billing report with the items in your ticketing system’s fare report.
Question: Will UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More work with contactless smartphones and watches?
Answer: Yes, it will, exactly the same way the classic open-loopOpen-loop card is a payment card that can be accepted in many places, such as Visa card, Mastercard card, etc. Open-loop ticketing system allows fare payments with open-loop cards. More scheme works. The rider must place their virtual credit or debit card in Google Wallet, Apple Wallet, etc., on their smartphone, and tap the smartphone (or a watch connected to it) at the validatorValidator is a device with contactless card reader, registering card taps and validating access to the transit services. It is not a point of sale in UniTiAg model. More. The TSMPAn online marketplace comprising two categories of customers: (A) online shoppers—e-wallet holders with cards or cash, and service receivers; (B) online merchants, sellers, and service providers. Examples include Amazon, Walmart, Uber, and many others. More must associate the OTRBOpen-to-Ride Balance is an e-wallet monetary value for ticketing purposes, associated with a contactless token, shared between Transit Agencies. It can be pre-authorized, prepaid, postpaid, or a combination of thereof. More with the card’s so-called Device PAN (DPAN). This is possible if the TSMPAn online marketplace comprising two categories of customers: (A) online shoppers—e-wallet holders with cards or cash, and service receivers; (B) online merchants, sellers, and service providers. Examples include Amazon, Walmart, Uber, and many others. More uses Google Pay, Apple Pay, etc., as the in-app payment method on the same smartphone when the rider makes the first payment towards the OTRBOpen-to-Ride Balance is an e-wallet monetary value for ticketing purposes, associated with a contactless token, shared between Transit Agencies. It can be pre-authorized, prepaid, postpaid, or a combination of thereof. More.
Question: Can riders withdraw funds from their OTRBOpen-to-Ride Balance is an e-wallet monetary value for ticketing purposes, associated with a contactless token, shared between Transit Agencies. It can be pre-authorized, prepaid, postpaid, or a combination of thereof. More if they no longer need them?
Answer: Yes, they can. Unlike a closed-loopClosed-loop ticketing systems use their specific cards incompatible with other transit systems. More card balance, the OTRBOpen-to-Ride Balance is an e-wallet monetary value for ticketing purposes, associated with a contactless token, shared between Transit Agencies. It can be pre-authorized, prepaid, postpaid, or a combination of thereof. More balance is not wasted. The owner can put the OTRBOpen-to-Ride Balance is an e-wallet monetary value for ticketing purposes, associated with a contactless token, shared between Transit Agencies. It can be pre-authorized, prepaid, postpaid, or a combination of thereof. More on hold or cancel it. A minute after this, the owner can withdraw funds. The TSMPAn online marketplace comprising two categories of customers: (A) online shoppers—e-wallet holders with cards or cash, and service receivers; (B) online merchants, sellers, and service providers. Examples include Amazon, Walmart, Uber, and many others. More, according to its policies and regulatory requirements, either refunds the withdrawn funds to the associated card or credits the main TSMPAn online marketplace comprising two categories of customers: (A) online shoppers—e-wallet holders with cards or cash, and service receivers; (B) online merchants, sellers, and service providers. Examples include Amazon, Walmart, Uber, and many others. More wallet, similar to a PayPal balance.
You can read more about PAN and DPAN here.
By Ticketing Systems Vendors
Question: Does UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More pose a competitive threat to us?
Answer: No, UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More does not compete with ticketing system vendors. Transit Agencies rely on your expertise to implement their ticketing systems, like ABTAccount-Based Ticketing is a public transit ticketing system model using patron accounts as a source of data for determining fares and validating access to services. More and AFCAutomated Fare Collection. AFC systems can be open-loop or closed-loop. Sometimes, ‘AFC system’ also means ‘account-based fare collection system’ More ones. Your role includes implementing our TA and TANB API, instead of or in additional to, an acquiring APIApplication Program Interface More. You can view UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More as a cost-effective acquiring solution that also serves to unify and simplify your ticketing system.
Question: As a significant portion of the COFCCost of Fare Collection, typically expressed as a percentage of the fare revenue. More is paid to us by transit agencies, we’re concerned about having to share it with TSMPsAn online marketplace comprising two categories of customers: (A) online shoppers—e-wallet holders with cards or cash, and service receivers; (B) online merchants, sellers, and service providers. Examples include Amazon, Walmart, Uber, and many others. More. How does this impact us?
Answer: This situation is actually beneficial for both parties. The TSMPAn online marketplace comprising two categories of customers: (A) online shoppers—e-wallet holders with cards or cash, and service receivers; (B) online merchants, sellers, and service providers. Examples include Amazon, Walmart, Uber, and many others. More is able to reduce merchant service fees due to its advantageous position in negotiations with acquiring processors, thanks to the increased transaction volume.
While it’s true that the scope of your work per project may decrease due to the simplified card-not-presentCard-not-present transaction means that the card is not physically engaged with a point of sale device during the transaction. Used in e-commerce. More acquiring environment and reduced capital expenditures of your customers, this can lead to more successful projects, more customers, and higher fare volumes. Additionally, your services will become more standardized as there’s no need to support interfaces with numerous acquirers. Your validation software will also be more standardized, eliminating the need to support card-present payment schemes and undergo numerous EMVA protocol used by payments smart cards and points of sales for execution of payments transactions. Level-3 certifications.
This creates a win-win situation.
Question: We’ve already invested in validatorsValidator is a device with contactless card reader, registering card taps and validating access to the transit services. It is not a point of sale in UniTiAg model. More. Now, to transition to UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More, we need to modify the validatorValidator is a device with contactless card reader, registering card taps and validating access to the transit services. It is not a point of sale in UniTiAg model. More software. What are the cost implications of this change?
Question: Our customers, TAsA transit operator or an agency representing several transit operators. The TA acts as a merchant from the UniTiAg’s standpoint. More, have to support cash fare payments to cater to unbanked riders. UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More doesn’t help us resolve this issue, does it?
Answer: UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More will not eliminate the cash fare payment option, but it makes this option more convenient and cost-effective for your customers and their riders by shifting cash payments to retailers and utilizing white-label or branded reloadable prepaid contactless cards. This is explained in our introductory video Understanding Universal ticketing Agent.
Question: How does UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More helps include underbanked riders, those with low income an poor credit history?
Answer: UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More is more friendly to debit cards than the classic-open loop systems. Underbanked riders can freely use contactless debit cards without the risk of bank account overdraft at each card tap. This is thoroughly analyzed and explained in the article Open-Loop ABT Costs – Tap Aggregation . You can also watch our introductory video Understanding Universal ticketing Agent. This helps reduce, if not eliminate, the closed-loopClosed-loop ticketing systems use their specific cards incompatible with other transit systems. More component of the ticketing system, by replacing it with UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More and contactless debit cards.
By Two-Sided Marketplaces
Question: We have concerns that card schemes, such as Visa and MasterCard, may not approve of their cards being used as passes rather than as means of payment at validatorsValidator is a device with contactless card reader, registering card taps and validating access to the transit services. It is not a point of sale in UniTiAg model. More, which are no longer point-of-sale systems. How does UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More address this?
Question: How do we generate revenue from a UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More project?
Answer: Currently, the COFCCost of Fare Collection, typically expressed as a percentage of the fare revenue. More is estimated to be between 7% and 12% of fare revenue, excluding capital expenditures. A significant portion of the COFCCost of Fare Collection, typically expressed as a percentage of the fare revenue. More comes from merchant service fees. UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More model reduces these merchant fees and also decreases capital expenditures, thereby increasing your share of the revenue.
The estimated annual fare revenue from public transit systems around the globe is approximately USD 300 billion.
Question: Will UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More work with contactless smartphones and watches?
Answer: Yes, it will, exactly the same way the classic open-loopOpen-loop card is a payment card that can be accepted in many places, such as Visa card, Mastercard card, etc. Open-loop ticketing system allows fare payments with open-loop cards. More scheme works. The rider must place their virtual credit or debit card in Google Wallet, Apple Wallet, etc., on their smartphone, and tap the smartphone (or a watch connected to it) at the validatorValidator is a device with contactless card reader, registering card taps and validating access to the transit services. It is not a point of sale in UniTiAg model. More. The TSMPAn online marketplace comprising two categories of customers: (A) online shoppers—e-wallet holders with cards or cash, and service receivers; (B) online merchants, sellers, and service providers. Examples include Amazon, Walmart, Uber, and many others. More must associate the OTRBOpen-to-Ride Balance is an e-wallet monetary value for ticketing purposes, associated with a contactless token, shared between Transit Agencies. It can be pre-authorized, prepaid, postpaid, or a combination of thereof. More with the card’s so-called Device PAN (DPAN). This is possible if the TSMPAn online marketplace comprising two categories of customers: (A) online shoppers—e-wallet holders with cards or cash, and service receivers; (B) online merchants, sellers, and service providers. Examples include Amazon, Walmart, Uber, and many others. More uses Google Pay, Apple Pay, etc., as the in-app payment method on the same smartphone when the rider makes the first payment towards the OTRBOpen-to-Ride Balance is an e-wallet monetary value for ticketing purposes, associated with a contactless token, shared between Transit Agencies. It can be pre-authorized, prepaid, postpaid, or a combination of thereof. More.
You can read more about PAN and DPAN here.
APIApplication Program Interface More and Compliance Questions
PCI DSS Guidance Disclaimer
The considerations related to the PCI DSSPayment Card Industry Data Security Standards. assessment scope provided in this section constitute a preliminary analysis based on the document “Payment Card Industry Data Security Standard: Requirements and Testing Procedures, v4.0.1,” published by the PCI Security Standards Council, LLC, as well as other documents published by the PCI Security Standards Council, LLC, hereinafter referred to as the “PCI DSSPayment Card Industry Data Security Standards. standards.”
These considerations do not constitute a PCI DSSPayment Card Industry Data Security Standards. assessment or a PCI assessor’s consultation. For the official assessment of your ABTAccount-Based Ticketing is a public transit ticketing system model using patron accounts as a source of data for determining fares and validating access to services. More or AFCAutomated Fare Collection. AFC systems can be open-loop or closed-loop. Sometimes, ‘AFC system’ also means ‘account-based fare collection system’ More system and its hardware and software components, you should consult certified PCI DSSPayment Card Industry Data Security Standards. assessors.
Question: If our ABTAccount-Based Ticketing is a public transit ticketing system model using patron accounts as a source of data for determining fares and validating access to services. More system purely utilizes the UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More fare collection scheme, what is its PCI DSSPayment Card Industry Data Security Standards. assessment scope?
Answer: In short, such an ABTAccount-Based Ticketing is a public transit ticketing system model using patron accounts as a source of data for determining fares and validating access to services. More system can either be fully out of the PCI DSSPayment Card Industry Data Security Standards. assessment scope, or the scope may be significantly narrower than the PCI DSSPayment Card Industry Data Security Standards. assessment scope of a classic open-loopOpen-loop card is a payment card that can be accepted in many places, such as Visa card, Mastercard card, etc. Open-loop ticketing system allows fare payments with open-loop cards. More ABTAccount-Based Ticketing is a public transit ticketing system model using patron accounts as a source of data for determining fares and validating access to services. More system. This depends on the TSMPAn online marketplace comprising two categories of customers: (A) online shoppers—e-wallet holders with cards or cash, and service receivers; (B) online merchants, sellers, and service providers. Examples include Amazon, Walmart, Uber, and many others. More PCI DSSPayment Card Industry Data Security Standards. assessor’s interpretation, as the PCI DSSPayment Card Industry Data Security Standards. Standards are somewhat vague with respect to this implementation. See our considerations below.
If your ABTAccount-Based Ticketing is a public transit ticketing system model using patron accounts as a source of data for determining fares and validating access to services. More system processes fare collection purely through the UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More scheme, it does not need to store or transmit any CHD or SAD. According to the UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More APIApplication Program Interface More requirements, your ABTAccount-Based Ticketing is a public transit ticketing system model using patron accounts as a source of data for determining fares and validating access to services. More system must capture the card PAN (which is part of CHD), irreversibly hash it, transmit the hash to UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More in the TAA transit operator or an agency representing several transit operators. The TA acts as a merchant from the UniTiAg’s standpoint. More APIApplication Program Interface More call Get OTRBOpen-to-Ride Balance is an e-wallet monetary value for ticketing purposes, associated with a contactless token, shared between Transit Agencies. It can be pre-authorized, prepaid, postpaid, or a combination of thereof. More by PAN Hash, and then destroy the PAN hash.
Some interpretations of the definition of CHD in the PCI DSSPayment Card Industry Data Security Standards. standards may consider the irreversible PAN hash as encrypted PAN data. Hence, the PCI DSSPayment Card Industry Data Security Standards. assessor must ensure that the ABTAccount-Based Ticketing is a public transit ticketing system model using patron accounts as a source of data for determining fares and validating access to services. More system does not store the PAN hash.
Some interpretations of Requirement #4 of the PCI DSSPayment Card Industry Data Security Standards. standards may consider that transmitting the PAN hash as a parameter in the APIApplication Program Interface More call must be additionally encrypted, because the PAN hash is transmitted via the public network and the irreversible hashing of the PAN is not a sufficiently strong encryption method. In this case, the PCI DSSPayment Card Industry Data Security Standards. assessor must ensure that the ABTAccount-Based Ticketing is a public transit ticketing system model using patron accounts as a source of data for determining fares and validating access to services. More system uses an APIApplication Program Interface More transmission protocol protected by strong encryption.
Some interpretations of the PCI DSSPayment Card Industry Data Security Standards. standard may determine that the card reader, processing the cEMVContactless EMV More kernel flow (or, more broadly speaking, the validatorValidator is a device with contactless card reader, registering card taps and validating access to the transit services. It is not a point of sale in UniTiAg model. More), constitutes a so-called “Cardholder Data Environment” (CDE). Thus, the ABTAccount-Based Ticketing is a public transit ticketing system model using patron accounts as a source of data for determining fares and validating access to services. More system would be obligated to demonstrate that it destroys all CHD/SAD data obtained during the card reading.
Hence, the process of capturing the card PAN during the card tap (as part of the cEMVContactless EMV More process), hashing it, and then destroying it (not storing it), as well as the hardware and software components of your ABTAccount-Based Ticketing is a public transit ticketing system model using patron accounts as a source of data for determining fares and validating access to services. More system doing this, may potentially be in the scope of the PCI DSSPayment Card Industry Data Security Standards. assessment.
Question: Does card PAN hashing require any secret encryption key?
Answer: No, it does not. UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More utilizes a standard SHA-256 hash of the PAN, without any additional secret components. It is not feasible to restore the PAN from this hash. Note that the parameters of the UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More TAA transit operator or an agency representing several transit operators. The TA acts as a merchant from the UniTiAg’s standpoint. More APIApplication Program Interface More call Get OTRBOpen-to-Ride Balance is an e-wallet monetary value for ticketing purposes, associated with a contactless token, shared between Transit Agencies. It can be pre-authorized, prepaid, postpaid, or a combination of thereof. More by PAN Hash do not include any data that could help restore the PAN from the hash.
Question: How is it possible that our ABTAccount-Based Ticketing is a public transit ticketing system model using patron accounts as a source of data for determining fares and validating access to services. More system does not need to store the card PAN hash? How do we access the actual OTRBOpen-to-Ride Balance is an e-wallet monetary value for ticketing purposes, associated with a contactless token, shared between Transit Agencies. It can be pre-authorized, prepaid, postpaid, or a combination of thereof. More data without this hash?
Answer: In the first UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More TAA transit operator or an agency representing several transit operators. The TA acts as a merchant from the UniTiAg’s standpoint. More APIApplication Program Interface More call Get OTRBOpen-to-Ride Balance is an e-wallet monetary value for ticketing purposes, associated with a contactless token, shared between Transit Agencies. It can be pre-authorized, prepaid, postpaid, or a combination of thereof. More by PAN Hash, UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More returns to your ABTAccount-Based Ticketing is a public transit ticketing system model using patron accounts as a source of data for determining fares and validating access to services. More system the OTRBOpen-to-Ride Balance is an e-wallet monetary value for ticketing purposes, associated with a contactless token, shared between Transit Agencies. It can be pre-authorized, prepaid, postpaid, or a combination of thereof. More ID, which your ABTAccount-Based Ticketing is a public transit ticketing system model using patron accounts as a source of data for determining fares and validating access to services. More system will use in communications between the TSMPAn online marketplace comprising two categories of customers: (A) online shoppers—e-wallet holders with cards or cash, and service receivers; (B) online merchants, sellers, and service providers. Examples include Amazon, Walmart, Uber, and many others. More, rider, and UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More. This identifier is created by UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More at the time of OTRBOpen-to-Ride Balance is an e-wallet monetary value for ticketing purposes, associated with a contactless token, shared between Transit Agencies. It can be pre-authorized, prepaid, postpaid, or a combination of thereof. More creation and does not comprise any CHD/SAD.
Additionally, your card reader creates a so-called Card Token, which is an irreversible hash of EMVA protocol used by payments smart cards and points of sales for execution of payments transactions. tag 9F46, ICC Public Key Certificate (it does not contain any CHD/SAD). The card reader obtains this EMVA protocol used by payments smart cards and points of sales for execution of payments transactions. tag during the contactless card tap. The ABTAccount-Based Ticketing is a public transit ticketing system model using patron accounts as a source of data for determining fares and validating access to services. More system or validatorValidator is a device with contactless card reader, registering card taps and validating access to the transit services. It is not a point of sale in UniTiAg model. More uses this OTRBOpen-to-Ride Balance is an e-wallet monetary value for ticketing purposes, associated with a contactless token, shared between Transit Agencies. It can be pre-authorized, prepaid, postpaid, or a combination of thereof. More identifier to find the OTRBOpen-to-Ride Balance is an e-wallet monetary value for ticketing purposes, associated with a contactless token, shared between Transit Agencies. It can be pre-authorized, prepaid, postpaid, or a combination of thereof. More object in the targeted regional OTRBOpen-to-Ride Balance is an e-wallet monetary value for ticketing purposes, associated with a contactless token, shared between Transit Agencies. It can be pre-authorized, prepaid, postpaid, or a combination of thereof. More data and report fares.
Thus, your ABTAccount-Based Ticketing is a public transit ticketing system model using patron accounts as a source of data for determining fares and validating access to services. More system does not need to store the PAN hash after the first retrieval of the given OTRBOpen-to-Ride Balance is an e-wallet monetary value for ticketing purposes, associated with a contactless token, shared between Transit Agencies. It can be pre-authorized, prepaid, postpaid, or a combination of thereof. More and should destroy the PAN hash immediately to reduce the PCI DSSPayment Card Industry Data Security Standards. assessment scope.
Question: Why PCI DSSPayment Card Industry Data Security Standards. Assessment scope in case of UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More scheme is narrower than the one for the classic open-loopOpen-loop card is a payment card that can be accepted in many places, such as Visa card, Mastercard card, etc. Open-loop ticketing system allows fare payments with open-loop cards. More scheme?
Answer: In the case of a pure UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More scheme, the ABTAccount-Based Ticketing is a public transit ticketing system model using patron accounts as a source of data for determining fares and validating access to services. More system must demonstrate to the PCI DSSPayment Card Industry Data Security Standards. assessor that, upon the card tap, the ABTAccount-Based Ticketing is a public transit ticketing system model using patron accounts as a source of data for determining fares and validating access to services. More system destroys CHD and SAD and does not process or store them. In contrast, in the classic open-loopOpen-loop card is a payment card that can be accepted in many places, such as Visa card, Mastercard card, etc. Open-loop ticketing system allows fare payments with open-loop cards. More scheme, the ABTAccount-Based Ticketing is a public transit ticketing system model using patron accounts as a source of data for determining fares and validating access to services. More system must process CHD and SAD, as required by the cEMVContactless EMV More card-present transaction flow, and properly transmit it to the acquirer for further processing.
Question: Do we need EMVA protocol used by payments smart cards and points of sales for execution of payments transactions. Level 2 approved reader for UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More scheme?
Answer: You don’t, but it may be beneficial in some cases. In the UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More scheme, the card tap does not originate any card-present payment transaction, and your validatorValidator is a device with contactless card reader, registering card taps and validating access to the transit services. It is not a point of sale in UniTiAg model. More is not a point of sale. Thus, for compliance purposes, your card reader does not need to be an EMVA protocol used by payments smart cards and points of sales for execution of payments transactions. Level 2 approved device. However, using EMVA protocol used by payments smart cards and points of sales for execution of payments transactions. Level 2 approved devices will give you assurance that the card reader correctly executes offline data authenticationOffline Data Authentication. A contactless EMV process for ensuring that the tapped contactless card is genuine. More, meaning it verifies that the card is genuine according to the cEMVContactless EMV More process. However, you can use any card reader and test this functionality yourself.
Question: Do we need EMVA protocol used by payments smart cards and points of sales for execution of payments transactions. Level 3 approval for our ABTAccount-Based Ticketing is a public transit ticketing system model using patron accounts as a source of data for determining fares and validating access to services. More system if it implements purely the UniTiAgUniversal Ticketing Agent is a model of open-loop public transit ticketing using card-not-present transactions for fare acquiring. More scheme?
Answer: No, you don’t.
Question: What is EMVA protocol used by payments smart cards and points of sales for execution of payments transactions. Level 3 approval?
Answer: It is a set of end-to-end tests for card-present transactions that your merchant (e.g., the classic open-loopOpen-loop card is a payment card that can be accepted in many places, such as Visa card, Mastercard card, etc. Open-loop ticketing system allows fare payments with open-loop cards. More ABTAccount-Based Ticketing is a public transit ticketing system model using patron accounts as a source of data for determining fares and validating access to services. More system) and your acquirer must undergo. The tests are executed according to test plans developed by each card scheme (like Visa, Mastercard, AmEx, etc.) separately.
These tests are performed once upon the ABTAccount-Based Ticketing is a public transit ticketing system model using patron accounts as a source of data for determining fares and validating access to services. More system installation. They may need to be repeated in case of a “substantial change” in the ABTAccount-Based Ticketing is a public transit ticketing system model using patron accounts as a source of data for determining fares and validating access to services. More system’s software or hardware components. The tests may also need to be partially repeated if the card schemes introduce new functionality or card products (which they do twice a year) that affect the ABTAccount-Based Ticketing is a public transit ticketing system model using patron accounts as a source of data for determining fares and validating access to services. More system’s behavior.
Question: What factors affect EMVA protocol used by payments smart cards and points of sales for execution of payments transactions. Level 3 approval costs?
Answer: The approval process is conducted by the ABTAccount-Based Ticketing is a public transit ticketing system model using patron accounts as a source of data for determining fares and validating access to services. More system vendor and the acquirer. For the most part, it is unique, as it depends on the combination of card readers, validatorsValidator is a device with contactless card reader, registering card taps and validating access to the transit services. It is not a point of sale in UniTiAg model. More, ABTAccount-Based Ticketing is a public transit ticketing system model using patron accounts as a source of data for determining fares and validating access to services. More software configuration, acquirer, and the compliance environment. The ABTAccount-Based Ticketing is a public transit ticketing system model using patron accounts as a source of data for determining fares and validating access to services. More system vendor and the acquirer will include the cost of EMVA protocol used by payments smart cards and points of sales for execution of payments transactions. Level 3 approval in their installation (license) cost and service fees.
The dependency on the existing acquirer and equipment must also be considered. Changing an acquirer or upgrading your card readers is costly, as it will require another EMVA protocol used by payments smart cards and points of sales for execution of payments transactions. Level 3 approval.